Enhanced Family Income Protection Plan


The Enhanced Family Income Protection Plan aims to give you a regular Benefit if you suffer illness or accidental injury leading to incapacity and a loss of earnings.

Your benefit can replace some of your lost earnings, or if you do not work, it can meet additional expenditure. The policy pays a lump sum equal to the sum assured in the event that the policyholder dies or becomes permanently disabled.


  • Minimum and maximum age entry is 18 and 60 years
  • Minimum and maximum term is 5 and 47 years
  • Non- medical limit is GH¢ 100,000
  • Premium payment can be made monthly, quarterly, bi-annually or annually


  • Covers death, Critical Illness, total permanent disability and hospitalization.
  • Cash back of 5% of premiums paid every year
  • Cash Bonus
  • Funeral/Burial Cover for parents