This policy covers household contents against fire and the allied perils of lightning and explosion in addition to burglary. The package also has benefits for personal & employers’ liability as well.
This policy is targeted at all occupants of homes including tenants and home owners or landlords.
As a special product, it has different packages to suit various needs and financial standing. Packages range from as low as GH¢80.00 to GH¢630.00 depending on the sum insured.
It is easy to sign on. No need to list items. You have the option to list certain specific items you deem vital and valued above GH¢2,000.00.
If you choose not to list the items, in the event of a claim, a reasonable limit of GH¢2,000.00 per article to the tune of the sum insured, will be paid to the insured(customer).
Fire, Lightening, Explosion or Earthquake
Theft or attempted theft involving entry into or exit from your home by violent and forcible means(Burglary)
Malicious acts, Riot and Civil Commotion
Flood, Windstorm, Tornado etc
Unless otherwise specified, the Limit of Liability in respect of any Single Item shall not exceed GH¢2,000.00