Household Content Insurance

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About Household Content Insurance


This policy covers household contents against fire and the allied perils of lightning and explosion in addition to burglary. The package also has benefits for personal & employers’ liability as well.

This policy is targeted at all occupants of homes including tenants and home owners or landlords. 

As a special product, it has different packages to suit various needs and financial standing. Packages range from as low as GH¢80.00 to GH¢630.00 depending on the sum insured.

It is easy to sign on. No need to list items. You have the option to list certain specific items you deem vital and valued above GH¢2,000.00.

If you choose not to list the items, in the event of a claim, a reasonable limit of GH¢2,000.00 per article to the tune of the sum insured, will be paid to the insured(customer).

 

COVERS

 

Fire, Lightening, Explosion or Earthquake

Theft or attempted theft involving entry into or exit from your home by violent and forcible means(Burglary)

Malicious acts, Riot and Civil Commotion

Flood, Windstorm, Tornado etc

 

LIMIT OF LIABILITY

Unless otherwise specified, the Limit of Liability in respect of any Single Item shall not exceed GH¢2,000.00